Medina County property record for 302 E Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,653 sqft · built 1904 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $111,000 (Jun 2004) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-04-025 |
| Primary APN | 037-27A-04-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 2,370 sqft |
| Upper Floors Area | 468 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 230 ft deep x 71 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 204 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 302 E MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 13 NE PT LOT 3 E PT OL 8 & NW PT SEC 13 LOT 1 |
| Legal Subdivision | VILLAGE/SPENCER SEC 13 |
| Legal Lot Number | 1,3 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 22, 2022 | Intrafamily Transfer, Transfer |
| Oct 4, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2004 · Amount on Record |
| Deed Sale | Jun 25, 2004 · Amount on Record |
| Prior Sale | Sep 4, 2001 · Amount on Record |
| Deed Document Number | 200426282 |
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0000023952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001991 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2024OR001991 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Nov 22, 2022 |
| Property Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
| Document Number | 0000023952 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022OR023952 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Oct 4, 2022 |
| Property Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
| Document Number | 0000021027 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022OR021027 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 E MAIN ST, SPENCER, OH 44275-9506 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (+5.11%) | $33,540 (+14.2%) Land $13,340 Building $20,200 | $95,810 (+14.17%) Land $38,110 Building $57,700 |
| 2024 | $1,410.00 (+4.6%) | $29,370 (-) Land $18,530 Building $10,840 | |
| 2023 | $1,348.00 (-2.11%) | $29,370 (-) Land $18,530 Building $10,840 | |
| 2022 | $1,377.00 | $29,370 Land $18,530 Building $10,840 | $83,920 Land $52,950 Building $30,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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