Medina County property record for 304 E Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $654 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-04-023 |
| Primary APN | 037-27A-04-023 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|---|
| Lot Dimensions | 231 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | E MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 13 LOT 1 MID PT .360A |
| Legal Tract | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 E MAIN ST, SPENCER, OH 44275-9506 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | E MAIN ST, SPENCER, OH 44275 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021649 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022OR021649 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | E MAIN ST, SPENCER, OH 44275 |
| Document Number | 0000005736 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | E MAIN ST SPENCER OH 44275, SPENCER, OH 44275 |
| Document Number | 0000005736 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 5736 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 3, 2034 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $654.00 (-28.52%) | $14,450 (-22.4%) Land $11,270 Building $3,180 | $41,290 (-22.39%) Land $32,210 Building $9,080 |
| 2024 | $915.00 (+4.45%) | $18,620 (-) Land $15,660 Building $2,960 | |
| 2023 | $876.00 (-2.12%) | $18,620 (-) Land $15,660 Building $2,960 | |
| 2022 | $895.00 | $18,620 Land $15,660 Building $2,960 | $53,200 Land $44,750 Building $8,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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