Shiawassee County property record for 408 E Exchange St, Owosso, MI 48867 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $222,000 (2025) |
| Tax Bill | $4,915.00 (2025) |
| Primary APN | 050-666-000-012-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Street Address | 408 E EXCHANGE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 OUTLOT 6 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7 |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Lot Number | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-666-000-012-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2455 WELLINGTON, OWOSSO, MI 48867-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 12, 2025 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Nov 08, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Jul 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Jul 02, 2021 · Amount on Record |
| Deed Doc Number | 20253397319 |
| Deed Book / Page | 1332 / 824 |
| Prior Transfer Date | Jul 11, 2012 |
| Prior Transfer Doc | 00017400617 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 05, 2026 |
| Property Address | 408 E EXCHANGE ST, OWOSSO, MI 48867-3066 |
| Document Number | 0013380345 |
| Book / Page | 1338 / 345 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20263402923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2455 WELLINGTON, OWOSSO, MI 48867-1023 |
| Document Number | 0003402923, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 1338/345 |
| Instrument | 20263402923 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 12, 2025 |
| Property Address | 408 E EXCHANGE ST, OWOSSO, MI 48867-3066 |
| Document Number | 0013320824 |
| Book / Page | 1332 / 824 |
| Map Reference | LB 6 PG 577 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 3397319 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1060 E M 21, OWOSSO, MI 48867-9008 |
| Name | Verified Name |
|---|---|
| Address | 2455 WELLINGTON, OWOSSO, MI 48867-1023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 08, 2021 |
| Property Address | 408 E EXCHANGE ST, OWOSSO, MI 48867-3066 |
| Document Number | 0012890445 |
| Book / Page | 1289 / 445 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 3353275 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2426 S MORRICE RD, 2426, OWOSSO, MI 48867-8982 |
| Name | Verified Name |
|---|---|
| Address | 3710 E CRONK RD, OWOSSO, MI 48867-9620 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 02, 2021 |
| Property Address | 408 E EXCHANGE ST, OWOSSO, MI 48867-3066 |
| Document Number | 0012840608 |
| Book / Page | 1284 / 608 |
| Map Reference | LB 6 PG 677 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 3348393 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 408 E EXCHANGE ST, 408, OWOSSO, MI 48867-3066 |
| Name | Verified Name |
|---|---|
| Address | 2426 S MORRICE RD, OWOSSO, MI 48867-8982 |
| Document Number | 3348394 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 3348394 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,200 (+9.11%) | $208,400 (+9.11%) | |
| 2025 | $4,915.00 (+5.9%) Homeowner's exemption | $95,500 (+21.19%) | $191,000 (+21.19%) |
| 2024 | $4,641.00 | ||
| 2023 | $4,641.00 Homeowner's exemption Additional exemption filed | $78,800 | $157,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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