315 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 315 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$62,000 (2017)
Tax Bill	$1,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`050-470-018-009-00`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	315 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 49' OF LOT 6 BLK 18 ORIGINAL PLAT
Legal Subdivision	MAP OF OWOSSO SUBDIVISION
Legal Block	18
Legal Lot Number	6
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	OWOSSO
Census Blockgroup	2
Census Block	2016
Census Tract	30600

Owner

Source: Shiawassee County records · APN 050-470-018-009-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 E EXCHANGE ST, OWOSSO, MI 48867-3051
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Deed Doc Number	20173298846
Deed Book / Page	1235 / 536
Record Refreshed	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 19, 2017
Property Address	315 E EXCHANGE ST, OWOSSO, MI 48867-3051
Document Number	0012350536
Book / Page	001235 / 000536
Instrument Date	Jun 14, 2017
Instrument	3298846
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E NALDRETTE ST DURAND MI 484291669, DURAND, MI 48429-1669

Mortgage

Document Number	12350537
Date	Jun 19, 2017
Book Page	001235/000537
Instrument	3298847

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500 (+12.4%)	$145,000 (+12.4%)
2025	$1,870.00 (+4.88%) Homeowner's exemption	$64,500 (+21.47%)	$129,000 (+21.47%)
2023	$1,783.00 Homeowner's exemption	$53,100	$106,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.