Shiawassee County property record for 411 E Exchange St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2023) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-666-000-003-00 |
| Primary APN | 050-666-000-003-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 411 E EXCHANGE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 12 LOT 2 & W 12 LOT 3 OUTLOT 6 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7 |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Lot Number | 2-3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-666-000-003-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 E EXCHANGE ST, OWOSSO, MI 48867-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Prior Sale | Apr 07, 2015 · Amount on Record |
| Deed Document Number | 20233370680 |
| Deed Book / Page | 1306 / 569 |
| Prior Transfer Date | Apr 01, 2015 |
| Prior Transfer Doc | 0003271979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 20, 2023 |
| Property Address | 411 E EXCHANGE ST, OWOSSO, MI 48867-3012 |
| Document Number | 0013060569 |
| Book / Page | 1306 / 569 |
| Map Reference | LB 6 PG 677 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 3370680 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 GRAND AVE, OWOSSO, MI 48867-4546 |
| Name | Verified Name |
|---|---|
| Address | 6004 N SEYMOUR RD, OWOSSO, MI 48867-9457 |
| Document Number | 0003370681 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 3370681 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,800 (+12.75%) | $155,600 (+12.75%) | |
| 2025 | $3,355.00 (+52.64%) Homeowner's exemption Additional exemption filed | $69,000 (+25.45%) | $138,000 (+25.45%) |
| 2023 | $2,198.00 Homeowner's exemption Additional exemption filed | $55,000 | $110,000 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550305004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 54 individual NFIP policies nearby |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 13 (1981–2004) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | May 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| DayStarr | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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