321 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 321 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2022)
Tax Bill	$4,552.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`050-470-018-007-00`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	321 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 41' OF LOT 5 BLK 18 ORIGINAL PLAT
Legal Subdivision	ORIGINAL OF CITY OF OWOSSO
Legal Block	18
Legal Lot Number	5
Legal Unit	1
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	OWOSSO
Census Blockgroup	2
Census Block	2016
Census Tract	30600

Owner

Source: Shiawassee County records · APN 050-470-018-007-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1438 W NORTH ST, OWOSSO, MI 48867-9404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Doc Number	20223365718
Deed Book / Page	1301 / 713
Record Refreshed	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 27, 2022
Property Address	321 E EXCHANGE ST, OWOSSO, MI 48867-3051
Document Number	0013010713
Book / Page	1301 / 713
Map Reference	LB B PG 411
Instrument Date	Oct 21, 2022
Instrument	3365718
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 N HICKORY ST, 209, OWOSSO, MI 48867-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E EXCHANGE ST, OWOSSO, MI 48867-3051

Mortgage

Document Number	0003365719
Date	Oct 27, 2022
Instrument	3365719

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,100 (+9.12%)	$184,200 (+9.12%)
2025	$4,552.00 (+20.3%) Homeowner's exemption Additional exemption filed	$84,400 (+24.48%)	$168,800 (+24.48%)
2023	$3,784.00 Homeowner's exemption Additional exemption filed	$67,800	$135,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.