408 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 408 E 3rd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 884 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jul 2022)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Apr 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-499-190`

Property Details

APN / Parcel Number

Primary APN	`13-23-499-190`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	408 E 3RD ST
City	HUXLEY
State	IA
Zip	50124-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUXLEY LAND CO ADD COMM 97' E NW COR OUTLOT 2 S150' W50' N150' E50' TO BEG
Legal Range	24W
Legal Township	82N
Legal Section	23
Legal Subdivision	HUXLEY LAND CO ADD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	2
Census Block	2051
Census Tract	10101

Owner

408 E 3rd St is owned by a company that bought it in July 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 99, HUXLEY, IA 50124-0099
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST MAGNUS FINANCIAL CORP
Apr 4, 2012	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Jul 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STORY BANK & TRUST
Jul 14, 2022	Warranty Deed, Transfer · Commercial Mortgage SOUTH STORY BANK & TRUST
Jul 11, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	20227012
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0000003464
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	408 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500002955
Date	Mar 25, 2005
Instrument	2005-00002955

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Non-Lending Institution
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	408 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200003465
Date	Apr 4, 2012
Instrument	2012-00003465

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2042

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	408 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207014
Date	Jul 14, 2022
Instrument	2022-07014

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 14, 2022
Property Address	408 E 3RD ST, HUXLEY, IA 50124-9453
Document Number	0202207012
Instrument Date	Jul 14, 2022
Instrument	2022-07012
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 99, HUXLEY, IA 50124-0099

Mortgage

Document Number	0202207013
Date	Jul 14, 2022
Instrument	2022-07013

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 13, 2042

Interest

Rate Type	Adjustable Rate

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 11, 2007
Property Address	408 E 3RD ST, HUXLEY, IA 50124-9453
Document Number	200700007727
Instrument Date	Jul 6, 2007
Instrument	2007-00007727
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E 3RD ST, HUXLEY, IA 50124-9453

Mortgage

Document Number	200700007728
Date	Jul 11, 2007
Instrument	2007-00007728

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 11, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 408 E 3rd St was $2,146, down 1.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (-1.2%)	$128,500 Land $44,600 Building $83,900	$128,500 Land $44,600 Building $83,900
2024	$2,172.00
2023		$123,400 Land $42,100 Building $81,300	$123,400 Land $42,100 Building $81,300
2022	$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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