402 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 402 E 3rd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,067 sqft · built 2017
Lot Size	0.227 acres (9,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Apr 2020)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2017 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-499-150`

Property Details

APN / Parcel Number

Primary APN	`13-23-499-150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
Basement Area	1,067 sqft
Finished Basement	856 sqft
Unfinished Basement	1,067 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,907 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 65.9 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 E 3RD ST
City	HUXLEY
State	IA
Zip	50124-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUXLEY LAND CO ADD PARCEL H PT OL 3 SLIDE 560 PG 1
Legal Subdivision	HUXLEY LAND CO ADD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	2
Census Block	2051
Census Tract	10101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage FIDELITY BANK & TRUST
Apr 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	20203717
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802132
Date	Mar 19, 2018
Instrument	2018-02132

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003580
Date	Apr 20, 2017
Instrument	2017-00003580

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003222
Date	Apr 9, 2020
Instrument	2020-03222

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 24, 2020

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907136
Date	Aug 12, 2019
Instrument	2019-07136

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011460
Date	Sep 29, 2020
Instrument	2020-11460

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 21, 2020
Property Address	402 E 3RD ST, HUXLEY, IA 50124-9453
Document Number	0202003717
Map Reference	IN 1701763 SL560 PG1
Instrument Date	Apr 16, 2020
Instrument	2020-03717
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E 3RD ST, HUXLEY, IA 50124-9453

Mortgage

Document Number	0202003718
Date	Apr 21, 2020
Instrument	2020-03718

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (-1.93%)	$292,400 (+3.36%) Land $58,800 Building $233,600	$292,400 (+3.36%) Land $58,800 Building $233,600
2024	$4,978.00 (+5.91%)
2023		$282,900 Land $55,500 Building $227,400	$282,900 Land $55,500 Building $227,400
2022	$4,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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