407 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 407 E 3rd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,402 sqft · built 1992
Lot Size	0.443 acres (19,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Nov 2018)
Tax Bill	$6,002 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-492-220`

Property Details

APN / Parcel Number

Primary APN	`13-23-492-220`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1,538 sqft
Finished Basement	882 sqft
Unfinished Basement	656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,312 sqft (0.443 acres)
Lot Dimensions	142 ft deep x 136 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 E 3RD ST
City	HUXLEY
State	IA
Zip	50124-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUXLEY LAND CO ADD E141.5' LOT 3 BLK 2
Legal Range	24W
Legal Township	82N
Legal Section	23
Legal Subdivision	HUXLEY LAND CO ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	2
Census Block	2052
Census Tract	10101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E 3RD ST, HUXLEY, IA 50124-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 20, 2018	Warranty Deed, Transfer GREATER IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	201810497
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	407 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202007271
Date	Jul 2, 2020
Instrument	2020-07271

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 20, 2018
Property Address	407 E 3RD ST, HUXLEY, IA 50124-9453
Document Number	0201810497
Instrument Date	Nov 10, 2018
Instrument	2018-10497
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E 3RD ST, HUXLEY, IA 50124-9453
Investor	Possibly a Property Investor

Mortgage

Document Number	0201810498
Date	Nov 20, 2018
Instrument	2018-10498

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00 (-0.37%) Homeowner's exemption	$370,400 (+5.08%) Land $107,100 Building $263,300	$370,400 (+5.08%) Land $107,100 Building $263,300
2024	$6,024.00 (+10.13%)
2023		$352,500 Land $101,000 Building $251,500	$352,500 Land $101,000 Building $251,500
2022	$5,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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