403 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 403 E 3rd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 937 sqft · built 1900
Lot Size	0.098 acres (4,260 sqft)
Owner	Individual Name on Record
Last Sale	$110,500 (Aug 2019)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-492-180`

Property Details

APN / Parcel Number

Primary APN	`13-23-492-180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	937 sqft Living Area
1st Floor Area	551 sqft
Basement Area	276 sqft
Unfinished Basement	276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,260 sqft (0.098 acres)
Lot Dimensions	60 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 E 3RD ST
City	HUXLEY
State	IA
Zip	50124-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUXLEY LAND CO ADD E1/2 LOT 4 BLK 2
Legal Range	24W
Legal Township	82N
Legal Section	23
Legal Subdivision	HUXLEY LAND CO ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	2
Census Block	2052
Census Tract	10101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E 3RD ST, HUXLEY, IA 50124-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU
Aug 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20196812
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	403 E 3RD ST, HUXLEY, IA 50124-9453
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 3RD ST, HUXLEY, IA 50124-9453

Mortgage

Document Number	0202600473
Date	Jan 16, 2026
Instrument	2026-00473

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jan 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 2, 2019
Property Address	403 E 3RD ST, HUXLEY, IA 50124-9453
Document Number	0201906812
Instrument Date	Jul 26, 2019
Instrument	2019-06812
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 3RD ST, HUXLEY, IA 50124-9453

Mortgage

Document Number	0201906813
Date	Aug 2, 2019
Instrument	2019-06813

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (+0.38%)	$160,100 (+5.75%) Land $38,500 Building $121,600	$160,100 (+5.75%) Land $38,500 Building $121,600
2024	$2,664.00 (+7.94%)
2023		$151,400 Land $36,300 Building $115,100	$151,400 Land $36,300 Building $115,100
2022	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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