Madison County property record for 408 Chamberlain Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,717 sqft · built 2015 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jul 2019) |
| Tax Bill | $9,852 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2020 Mortgage + 1 more |
| APN | 09-2-22-06-01-101-055 |
| Primary APN | 09-2-22-06-01-101-055 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 144 ft deep x 90 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 408 CHAMBERLAIN DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMES AT LIBERTY PLACE PHASE 2 LOT 163 90 X 144.85 IRREGULAR |
| Legal Subdivision | THE HOMES AT LIBERTY PLACE |
| Legal Phase | 2 |
| Legal Lot Number | 163 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 403533 |
408 Chamberlain Dr is owned and occupied by an individual who bought it in July 2019.
Source: Madison County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage FCB BANKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | Jul 7, 2016 · Amount on File |
| Deed Document Number | 201923711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 18, 2026 |
| Property Address | 408 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000023961 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202623961 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000023961, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202623961 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 13, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 408 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000045617 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020R45617 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 408 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000023711 |
| Map Reference | PC 65 PG 185 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019R23711 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | MADISON COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4820 W MAIN ST, BELLEVILLE, IL 62226-4723 |
| Document Number | 0000023712 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019R23712 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 408 Chamberlain Dr was $9,852, up 6.2% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,852.00 (+6.21%) | $142,400 Land $20,780 Building $121,620 | $427,200 Land $62,340 Building $364,860 |
| 2024 | $9,276.00 | ||
| 2022 | $8,293.00 | $111,010 Land $16,200 Building $94,810 | $333,364 Land $48,649 Building $284,715 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 408 Chamberlain Dr; there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Chamberlain Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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