400 Chamberlain Dr, Troy, IL 62294 Property Records

Madison County property record for 400 Chamberlain Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,862 sqft · built 2020
Lot Size0.393 acres (17,115 sqft)
Owner2 Individual Names on Record
Last Sale$52,500 (Jun 2020)
Tax Bill$8,050 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Sale & Construction Loan
APN09-2-22-06-01-101-053

Property Details

APN / Parcel Number

Primary APN09-2-22-06-01-101-053

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,862 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Lot Area17,115 sqft (0.393 acres)
Lot Dimensions96.7 ft deep x 177 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address400 CHAMBERLAIN DR
CityTROY
StateIL
Zip62294-3275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE HOMES AT LIBERTY PLACE PHASE 2 LOT 161 176.97 X 96.71 IRREGULAR
Legal SubdivisionTHE HOMES AT LIBERTY PLACE
Legal Phase2
Legal Lot Number161
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1076
Census Tract403533

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address400 CHAMBERLAIN DR, TROY, IL 62294-3275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Jun 4, 2020Warranty Deed, Construction Loan · Construction Mortgage
FCB BANKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2020 · Amount on Record
Deed SaleJun 4, 2020 · Amount on Record
Deed Document Number202018121
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address400 CHAMBERLAIN DR, TROY, IL 62294-3275
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032627
DateAug 3, 2021
Instrument2021R32627
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJun 4, 2020
Property Address400 CHAMBERLAIN DR, TROY, IL 62294-3275
Document Number0000018121
Map ReferencePC 65 PG 185
Instrument DateJun 1, 2020
Instrument2020R18121
Transaction TypeConstruction Loan
Record UpdatedOct 4, 2022
Title CompanySOUTHERN ILLINOIS REAL ESTAT

Transaction

AmountAmount Recorded
Tax$78.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address224 MCCLELLAND DR, TROY, IL 62294
InvestorPossibly a Property Investor

Mortgage

Document Number0000018122
DateJun 4, 2020
Instrument2020R18122
Lender
NameFCB BANKS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,050.00 (+6.61%)$122,350 (+28.29%) Land $20,780 Building $101,570$367,050 (+28.16%) Land $62,340 Building $304,710
2024$7,551.00 (+13.11%)
2022$6,676.00$95,370 Land $16,200 Building $79,170$286,397 Land $48,649 Building $237,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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