Madison County property record for 416 Chamberlain Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,050 sqft · built 2016 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Jun 2024) |
| Tax Bill | $10,869 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2020 Mortgage + 3 more |
| APN | 09-2-22-06-01-101-057 |
| Primary APN | 09-2-22-06-01-101-057 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 151 ft deep x 85 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 416 CHAMBERLAIN DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMES AT LIBERTY PLACE PHASE 2 LOT 165 85.44 X 151.32 IRREGULAR |
| Legal Subdivision | THE HOMES AT LIBERTY PLACE |
| Legal Phase | 2 |
| Legal Lot Number | 165 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 403533 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST MID ILLINOIS BK & TR NA |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 9, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS |
| Sep 11, 2017 | Loan Modification, Mortgage BANK OF SPRINGFIELD |
| May 8, 2017 | Loan Modification, Mortgage BANK OF SPRINGFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on Record |
| Deed Sale | Jun 4, 2024 · Amount on Record |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 202414396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002453 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024R02453 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 20, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000028303 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 416 CHAMBERLAIN DR TROY IL 622943275, TROY, IL 62294-3275 |
| Document Number | 0000028303 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 28303 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 9, 2018 |
| Property Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000014193 |
| Instrument Date | May 4, 2018 |
| Instrument | 14193 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 416 CHAMBERLAIN DR TROY IL 622943275, TROY, IL 62294-3275 |
| Document Number | 14194 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 14194 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 8, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000031392 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 416 CHAMBERLAIN DR TROY IL 622943275, TROY, IL 62294-3275 |
| Document Number | 0000031392 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 31392 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794-9301 |
| Term | 12 Months |
|---|---|
| Due | Sep 17, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 416 CHAMBERLAIN DR, TROY, IL 62294-3275 |
| Document Number | 0000016182 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 416 CHAMBERLAIN DR TROY IL 622943275, TROY, IL 62294-3275 |
| Document Number | 0000016182 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 16182 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794-9301 |
| Term | 12 Months |
|---|---|
| Due | May 15, 2018 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,869.00 (+2.3%) | $163,100 (+28.28%) Land $20,780 Building $142,320 | $489,300 (+28.16%) Land $62,340 Building $426,960 |
| 2024 | $10,625.00 (+11.87%) | ||
| 2022 | $9,498.00 | $127,140 Land $16,200 Building $110,940 | $381,802 Land $48,649 Building $333,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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