413 Chamberlain Dr, Troy, IL 62294 Property Records

Madison County property record for 413 Chamberlain Dr, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,340 sqft · built 2013
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (May 2025)
Tax Bill	$8,764 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2020 Mortgage + 1 more
APN	`09-2-22-06-01-101-035`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-06-01-101-035`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	135 ft deep x 97.2 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	413 CHAMBERLAIN DR
City	TROY
State	IL
Zip	62294-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMES AT LIBERTY PLACE PHASE 2 LOT 124 97.16 X 135.35 IRREGULAR
Legal Subdivision	THE HOMES AT LIBERTY PLACE
Legal Phase	2
Legal Lot Number	124
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1009
Census Tract	403533

Owner

Source: Madison County records · APN 09-2-22-06-01-101-035

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 CHAMBERLAIN DR, TROY, IL 62294-3270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDAMERICA CU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 18, 2018	Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	202513684
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 21, 2025
Property Address	413 CHAMBERLAIN DR, TROY, IL 62294-3270
Document Number	0000013684
Map Reference	PC 65 PG 185
Instrument Date	May 06, 2025
Instrument	2025R13684
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 CHAMBERLAIN DR, TROY, IL 62294-3270

Mortgage

Document Number	0000013685
Date	May 21, 2025
Instrument	2025R13685

Lender

Name	FIRST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	11.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	413 CHAMBERLAIN DR, TROY, IL 62294-3270
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038194
Date	Oct 21, 2020
Instrument	2020R38194

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jan 18, 2018
Property Address	413 CHAMBERLAIN DR, TROY, IL 62294-3270
Document Number	0000001768
Map Reference	PC65 PG185
Instrument Date	Jan 12, 2018
Instrument	2018R01768
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	METRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001769
Date	Jan 18, 2018
Instrument	2018R01769

Lender

Name	DELMAR FINANCIAL CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,764.00	$161,490 (+28.27%) Land $25,390 Building $136,100	$484,470 (+28.14%) Land $76,170 Building $408,300
2024	$8,764.00
2022	$8,764.00	$125,900 Land $19,800 Building $106,100	$378,078 Land $59,459 Building $318,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035331, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chamberlain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures