Clay County property record for 408 3rd St N, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 2005 |
| Lot Size | 0.23 acres (10,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,779 (Apr 2009) |
| Tax Bill | $4,028 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.700.0030 |
| Primary APN | 59.700.0030 |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 10,081 sqft (0.23 acres) |
| Street Address | 408 3RD ST N |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME QUARTERLINE CROSSING ADD LOT 003 BLOCK 001 SUBDIVISIONCD 59700 CITY OF SABIN |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | QUARTERLINE CROSSING ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 30110 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 3RD ST N, SABIN, MN 56580-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| May 2, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2009 · Amount on Record |
| Deed Sale | Apr 30, 2009 · Amount on Record |
| Prior Sale | Sep 13, 2006 · Amount on Record |
| Deed Document Number | 2009667822 |
| Last Transfer Date | Apr 29, 2019 |
| Transfer Doc | 0000788973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 408 3RD ST N, SABIN, MN 56580-4142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000837647 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 837647 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 408 3RD ST N, SABIN, MN 56580-4142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000814654 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 814654 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 2, 2019 |
| Property Address | 408 3RD ST N, SABIN, MN 56580-4142 |
| Document Number | 0000788973 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 788973 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | TITLE CO OF FARGO |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 3RD ST N, SABIN, MN 56580-4142 |
| Document Number | 0000788974 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 788974 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,028.00 (+10.3%) Homeowner's exemption | $297,100 (+0.99%) Land $33,800 Building $263,300 | $297,100 (+0.99%) Land $33,800 Building $263,300 |
| 2025 | $294,200 (+3.45%) Land $33,800 Building $260,400 | $294,200 (+3.45%) Land $33,800 Building $260,400 | |
| 2023 | $3,652.00 Homeowner's exemption | $284,400 Land $33,800 Building $250,600 | $284,400 Land $33,800 Building $250,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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