Clay County property record for 400 3rd St N, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,316 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $956 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.700.0010 |
| Primary APN | 59.700.0010 |
|---|
| Lot Area | 11,316 sqft (0.26 acres) |
|---|
| Street Address | 400 3RD ST N |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME QUARTERLINE CROSSING ADD LOT 001 BLOCK 001 SUBDIVISIONCD 59700 |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | QUARTERLINE CROSSING ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 30110 |
Source: Clay County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 404 3RD ST N, SABIN, MN 56580-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 400 3RD ST N, SABIN, MN 56580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000783465 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 783465 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 5, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 400 3RD ST N, SABIN, MN 56580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000800679 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 800679 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956.00 (-56.39%) | ||
| 2025 | $63,200 (+28.19%) Land $34,700 Building $28,500 | $63,200 (+28.19%) Land $34,700 Building $28,500 | |
| 2023 | $2,192.00 Homeowner's exemption | $49,300 Land $34,700 Building $14,600 | $49,300 Land $34,700 Building $14,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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