312 3rd St N, Sabin, MN 56580 Property Records

Clay County property record for 312 3rd St N, Sabin, MN 56580

Property Summary

Property Type	Single Family Home
Details	built 1978
Lot Size	0.32 acres (13,923 sqft)
Owner	Individual Name on File
Tax Bill	$4,506 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59.125.0040`

Property Details

APN / Parcel Number

Primary APN	`59.125.0040`

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,923 sqft (0.32 acres)

Location & Zoning

Street Address	312 3RD ST N
City	SABIN
State	MN
Zip	56580-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME DIBLEYS 2ND ADD LOT 002 BLOCK 002 SUBDIVISIONCD 59125
Legal Range	47
Legal Township	138
Legal Section	07
Legal Subdivision	DIBLEYS 2ND ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	SABIN
Census Block Group	3
Census Block	3035
Census Tract	30110

Owner

Source: Clay County records · APN 59.125.0040

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 3RD ST N, SABIN, MN 56580-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	312 3RD ST N, SABIN, MN 56580-4107
Document Number	0000770852
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 01, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 3RD ST N SABIN MN 565804107, SABIN, MN 56580-4107

Mortgage

Document Number	0000770852
Date	Jul 17, 2017
Instrument	770852

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 16, 2024

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Sabin City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,506.00 (+3.4%)
2025		$325,200 (-2.69%) Land $31,300 Building $293,900	$325,200 (-2.69%) Land $31,300 Building $293,900
2023	$4,358.00 Homeowner's exemption	$334,200 Land $31,300 Building $302,900	$334,200 Land $31,300 Building $302,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 87 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Sabin serves 629 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.