Clay County property record for 404 3rd St N, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 2006 |
| Lot Size | 0.24 acres (10,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,200 (Oct 2006) |
| Tax Bill | $3,908 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.700.0020 |
| Primary APN | 59.700.0020 |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 10,246 sqft (0.24 acres) |
| Street Address | 404 3RD ST N |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME QUARTERLINE CROSSING ADD LOT 002 BLOCK 001 SUBDIVISIONCD 59700 |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | QUARTERLINE CROSSING ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 30110 |
Source: Clay County records · APN 59.700.0020
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 3RD ST N, SABIN, MN 56580-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2006 · Amount on Record |
| Deed Sale | Oct 06, 2006 · Amount on Record |
| Prior Sale | Jun 27, 2006 · Amount on Record |
| Deed Document Number | 2006633365 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 404 3RD ST N, SABIN, MN 56580-4142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000783465 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 783465 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 05, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 404 3RD ST N, SABIN, MN 56580-4142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000800679 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 800679 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,908.00 (+10.71%) | ||
| 2025 | $282,000 (+3.64%) Land $34,500 Building $247,500 | $282,000 (+3.64%) Land $34,500 Building $247,500 | |
| 2023 | $3,530.00 Homeowner's exemption | $272,100 Land $34,500 Building $237,600 | $272,100 Land $34,500 Building $237,600 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 103 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Sabin serves 629 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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