Bay County property record for 4079 Dover Ln, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1982 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,900 (Aug 2024) |
| Tax Bill | $4,729 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-N12-000-113-00 |
| Primary APN | 010-N12-000-113-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 124 ft deep x 100 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4079 DOVER LN |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 113. NORTHGATE SUB NO. 3 |
| Legal Subdivision | NORTHGATE SUB |
| Legal Lot Number | 113 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 285800 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1206 WALLEN ST, MIDLAND, MI 48642-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 19, 2023 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage DOW CU |
| Feb 4, 2022 | Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Dec 7, 2021 · Amount on Record |
| Deed Document Number | 20249632 |
| Prior Transfer Date | May 19, 2023 |
| Prior Transfer Doc | 0000006010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 29, 2023 |
| Property Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000014184 |
| Map Reference | LB 9 PG 59&60 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 202314184 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 19, 2023 |
| Property Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000006010 |
| Map Reference | LB 9 PG 59-60 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 202306010 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 S WASHINGTON AVE APT 504, 504, SAGINAW, MI 48607-1259 |
| Name | Verified Name |
|---|---|
| Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000006011 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 202306011 |
| Name | DOW CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000001867 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 202201867 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 7, 2021 |
| Property Address | 4079 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000020298 |
| Map Reference | LB 9 PG 59&60 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 202120298 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,286.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 N WENONA ST, 918, BAY CITY, MI 48706-3569 |
| Name | Verified Name |
|---|---|
| Address | 2440 OLYMPIC BLVD, LAFAYETTE, CA 94595-1508 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,729.00 (+47.64%) Homeowner's exemption | $131,550 (+29.22%) | $263,100 (+29.22%) |
| 2023 | $101,800 (+13.62%) | $203,600 (+13.62%) | |
| 2022 | $3,203.00 Homeowner's exemption | $89,600 | $179,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR TOWNSHIP serves 11,999 people · EPA ID MI0000390 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures