4054 Dover Ln, Bay City, MI 48706 Property Records

Bay County property record for 4054 Dover Ln, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,877 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2001)
Tax Bill	$3,862 (2026)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-N12-000-110-00`

Property Details

APN / Parcel Number

Primary APN	`010-N12-000-110-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Basement Area	1,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 109 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4054 DOVER LN
City	BAY CITY
State	MI
Zip	48706-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 110. NORTHGATE SUB NO. 3 AS RECORDED IN LIBER 9 OF PLATS PAGE 59-60 OF BAY COUNTY RECORDS.
Legal Subdivision	NORTHGATE SUB
Legal Lot Number	110
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	5
Census Block	5003
Census Tract	285800

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4054 DOVER LN, BAY CITY, MI 48706-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2001 · Amount on File
Deed Sale	Dec 12, 2001 · Amount on File
Prior Sale	Feb 15, 1989 · Amount on File
Deed Book / Page	1833 / 631
Last Transfer Date	Sep 27, 2019
Transfer Doc	201913482
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 2, 2019
Property Address	4054 DOVER LN, BAY CITY, MI 48706-2306
Document Number	0000013482
Instrument Date	Sep 27, 2019
Instrument	13482
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4054 DOVER LN BAY CITY MI 487062306, BAY CITY, MI 48706-2306

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,862.00 (+73.5%) Homeowner's exemption	$146,700 (+4.9%)	$293,400 (+4.9%)
2025	$2,226.00 (-30.37%) Homeowner's exemption	$139,850 (+24.42%)	$279,700 (+24.42%)
2023		$112,400	$224,800
2022	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR TOWNSHIP serves 11,999 people · EPA ID MI0000390
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20