Bay County property record for 4107 Dover Ln, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,676 sqft · built 1979 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jul 2021) |
| Tax Bill | $3,607 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-N12-000-116-00 |
| Primary APN | 010-N12-000-116-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 124 ft deep x 90 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4107 DOVER LN |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 116. NORTHGATE SUB NO. 3 AS RECORDED IN LIBER 9 OF PLATS PAGE 59 OF BAY COUNTY RECORDS. |
| Legal Subdivision | NORTHGATE SUB |
| Legal Lot Number | 116 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 285800 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPLOYEES CU |
| Feb 14, 2022 | Intrafamily Transfer, Transfer |
| Jul 27, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 202112969 |
| Last Transfer Date | Feb 14, 2022 |
| Transfer Doc | 0000002304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Document Number | 0000004355 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202204355 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 14, 2022 |
| Property Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Document Number | 0000002304 |
| Map Reference | LB 9 PG 59 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 202202304 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 DOVER LN, 4107, BAY CITY, MI 48706-2307 |
| Name | Verified Name |
|---|---|
| Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 27, 2021 |
| Property Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
| Document Number | 202112969 |
| Map Reference | LB 9 PG 59 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 202112969 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,021.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5160 LOBDELL RD, 5160, FENTON, MI 48430-8989 |
| Name | Verified Name |
|---|---|
| Address | 4107 DOVER LN, BAY CITY, MI 48706-2307 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,607.00 (+25.77%) Homeowner's exemption | $121,800 (+34.51%) | $243,600 (+34.51%) |
| 2023 | $90,550 | $181,100 | |
| 2022 | $2,868.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR TOWNSHIP serves 11,999 people · EPA ID MI0000390 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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