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4074 Dover Ln, Bay City, MI 48706 Property Records

Bay County property record for 4074 Dover Ln, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,446 sqft · built 1989
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$5,452 (2026)
Deeds & MortgagesNov 2019 Transfer
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN010-N12-000-108-00

Property Details

APN / Parcel Number

Primary APN010-N12-000-108-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,446 sqft Living Area
1st Floor Area1,470 sqft
Basement Area1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions120 ft deep x 108 ft wide
Garage Area807 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4074 DOVER LN
CityBAY CITY
StateMI
Zip48706-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 108. NORTHGATE SUB NO. 3
Legal SubdivisionNORTHGATE SUB
Legal Lot Number108
JurisdictionBAY MI
Township / Civil DivisionBANGOR
Census Block Group5
Census Block5003
Census Tract285800

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4074 DOVER LN, BAY CITY, MI 48706-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 1997
Deed SaleAug 13, 1997
Prior SaleMar 22, 1996 · Amount on Record
Deed Book / Page1475 / 12
Last Transfer DateNov 19, 2019
Transfer Doc201915846
Record UpdatedOct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateNov 22, 2019
Property Address4074 DOVER LN, BAY CITY, MI 48706-2306
Document Number0000015847
Instrument DateNov 19, 2019
Instrument15847
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4074 DOVER LN BAY CITY MI 487062306, BAY CITY, MI 48706-2306

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateNov 22, 2019
Property Address4074 DOVER LN, BAY CITY, MI 48706-2306
Document Number0000015846
Instrument DateNov 19, 2019
Instrument15846
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4074 DOVER LN BAY CITY MI 487062306, BAY CITY, MI 48706-2306

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBangor Charter Township
Unified School DistrictBangor Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,452.00 (+69.37%) Homeowner's exemption$223,500 (+5%)$447,000 (+5%)
2025$3,219.00 (-27.7%) Homeowner's exemption$212,850 (+22.22%)$425,700 (+22.22%)
2023$174,150$348,300
2022$4,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR TOWNSHIP
serves 11,999 people · EPA ID MI0000390
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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