407 W Pointe Dr, Arley, AL 35541 Property Records

Winston County property record for 407 W Pointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,556 sqft · built 2002
Lot Size	2.55 acres (111,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,126 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34166`

Property Details

APN / Parcel Number

Primary APN	`34166`
Alternative APN	`67 20 04 19 0 200 001.028`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,556 sqft Living Area
1st Floor Area	2,280 sqft
Upper Floors Area	2,276 sqft
Basement Area	2,224 sqft
Finished Basement	1,195 sqft
Unfinished Basement	1,029 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	111,476 sqft (2.55 acres)
Lot Dimensions	290 ft deep x 384 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	93 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34166
Street Address	407 W POINTE DR
City	ARLEY
State	AL
Zip	35541-2886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 SOUTH POINTE PHASE II SD S19 T12 R6
Legal Range	06W
Legal Township	12S
Legal Section	19
Legal Subdivision	SOUTH POINTE PHASE 2
Legal Phase	2
Legal Lot Number	71
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

407 W Pointe Dr is owned and occupied by two individuals who acquired it in February 2010.

Source: Winston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 W POINTE DR, ARLEY, AL 35541-2886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2010
Transfer Doc	000283/523
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	407 W POINTE DR, ARLEY, AL 35541-2886
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000063/918
Date	Dec 26, 2018
Book Page	63/918

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	407 W POINTE DR, ARLEY, AL 35541-2886
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000656/645
Date	Oct 9, 2020
Book Page	656/645

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 W Pointe Dr was $3,126, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,126.00 (+7.02%)
2025	$2,921.00 (+7.04%) Additional exemption filed	$136,560 (+6.99%)	$1,412,800 (+10.69%) Land $297,000 Building $1,115,800
2024	$2,729.00 (-16.82%) Additional exemption filed	$127,640 (+7.57%)	$1,276,340 (+7.57%) Land $288,300 Building $988,040
2023	$3,281.00 (+24.71%) Additional exemption filed	$118,660 (+24.3%)	$1,186,500 (+24.29%) Land $288,300 Building $898,200
2022	$2,631.00 Additional exemption filed	$95,460	$954,660 Land $211,400 Building $743,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 W Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 W Pointe Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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