417 W Pointe Dr, Arley, AL 35541 Property Records

Winston County property record for 417 W Pointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 4,808 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$1,000 (Dec 2023)
Tax Bill	$9,829 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`34815`

Property Details

APN / Parcel Number

Primary APN	`34815`
Alternative APN	`67 20 04 19 0 200 001.038`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,808 sqft Living Area
1st Floor Area	2,540 sqft
Upper Floors Area	2,268 sqft
Basement Area	2,449 sqft
Finished Basement	1,924 sqft
Unfinished Basement	525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	425 ft deep x 430 ft wide
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34815
Street Address	417 W POINTE DR
City	ARLEY
State	AL
Zip	35541-2886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 SOUTH POINTE PHASE II MB 3 PG 69-72 LYING IN N1 2 S19 T12 R6
Legal Range	06W
Legal Township	12S
Legal Section	19
Legal Subdivision	SOUTH POINTE PHASE 2
Legal Phase	2
Legal Lot Number	72
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

417 W Pointe Dr is owned by a company that bought it in December 2023.

Source: Winston County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	303 MORNING MIST LN, FRANKLIN, TN 37064-8653
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN MORTGAGE CORPORATION
Dec 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Book / Page	2023 / 4168
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Recording Date	Apr 22, 2026
Property Address	417 W POINTE DR, ARLEY, AL 35541-2886
Document Number	2026003456
Book / Page	2026 / 3456
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	303 MORNING MIST LN, FRANKLIN, TN 37064-8653

Mortgage

Document Number	2026003456,
Date	Apr 22, 2026
Book Page	2026/3456

Lender

Name	MOUNTAIN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Dec 7, 2023
Property Address	417 W POINTE DR, ARLEY, AL 35541-2886
Document Number	02023/4168
Book / Page	2023 / 4168
Map Reference	MB 3 PG 74
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1793 POPLAR DR, GARDENDALE, AL 35071-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MORNING MIST LN, FRANKLIN, TN 37064-8653

Tax Assessment & Valuation

The 2026 property tax bill for 417 W Pointe Dr was $9,829, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,829.00 (+7%)
2025	$9,186.00 (+120.76%)	$328,080 (+10.38%)	$1,640,400 (+10.37%) Land $354,900 Building $1,285,500
2024	$4,161.00 (+7.52%)	$297,240 (+115.02%)	$1,486,220 (+7.51%) Land $344,600 Building $1,141,620
2023	$3,870.00 (+20.67%)	$138,240 (+20.67%)	$1,382,440 (+20.69%) Land $344,600 Building $1,037,840
2022	$3,207.00	$114,560	$1,145,400 Land $236,900 Building $908,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 W Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 W Pointe Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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