Winston County property record for 251 W Pointe Dr, Arley, AL 35541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,697 sqft · built 2004 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jul 2019) |
| Tax Bill | $3,259 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34818 |
| Primary APN | 34818 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,697 sqft Living Area |
| Upper Floors Area | 1,734 sqft |
| Basement Area | 2,962 sqft |
| Finished Basement | 2,477 sqft |
| Unfinished Basement | 485 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 445 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,848 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,314 sqft |
| Boat Access | Boat Access |
| Account Number | 34818 |
|---|---|
| Street Address | 251 W POINTE DR |
| City | ARLEY |
| State | AL |
| Zip | 35541-2887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65 SOUTH POINTE PHASE II MB 3 PG 69-72 LYING IN N1 2 S19 T12 R6 |
| Legal Subdivision | SOUTH POINTE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 965502 |
Source: Winston County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 W POINTE DR, ARLEY, AL 35541-2887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Jul 2, 2019 | Warranty Deed, Transfer · ARM QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Deed Document Number | 0000337229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON AL |
| Property Address | 251 W POINTE DR, ARLEY, AL 35541-2887 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 666/884 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 666/884 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINSTON AL |
| Recording Date | Jul 2, 2019 |
| Property Address | 251 W POINTE DR, ARLEY, AL 35541-2887 |
| Document Number | 000337/229 |
| Book / Page | 337 / 229 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 HUGHES DR, HUNTSVILLE, AL 35808-1044 |
| Document Number | 000638/969 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 638/969 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
Source: Winston County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $135,900 (+6.99%) | $1,415,500 (+11.43%) Land $103,900 Building $1,311,600 |
| 2024 | $3,259.00 Additional exemption filed | $127,020 (+9.12%) | $1,270,280 (+9.13%) Land $100,800 Building $1,169,480 |
| 2023 | $3,259.00 (+21.15%) Additional exemption filed | $116,400 (+21.15%) | $1,163,960 (+21.15%) Land $100,800 Building $1,063,160 |
| 2022 | $2,690.00 Additional exemption filed | $96,080 | $960,740 Land $100,800 Building $859,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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