545 W Pointe Dr, Arley, AL 35541 Property Records

Winston County property record for 545 W Pointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,612 sqft · built 2013
Lot Size	1.15 acres (49,929 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Dec 2012)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40299`

Property Details

APN / Parcel Number

Primary APN	`40299`
Alternative APN	`67 20 04 18 0 200 090.016`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,612 sqft Living Area
Upper Floors Area	1,653 sqft
Basement Area	2,517 sqft
Finished Basement	1,931 sqft
Unfinished Basement	586 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,929 sqft (1.15 acres)
Lot Dimensions	267 ft deep x 187 ft wide
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	509 sqft
Deck Area	339 sqft
Boat Access	Boat Access

Location & Zoning

Account Number	40299
Street Address	545 W POINTE DR
City	ARLEY
State	AL
Zip	35541-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEF NE COR LOT 76 SOUTH POINTE SUB PHASE II MB 3 PG 68 THE N WLY ALG WEST POINT DR S ROW THE WLY 205.56 SW 257.60 TO 51 0 CON
Legal Subdivision	SOUTH POINTE PHASE 2
Legal Phase	2
Legal Lot Number	76
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

Source: Winston County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	545 W POINTE DR, ARLEY, AL 35541-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2012 · Amount on Record
Deed Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	0002950792
Deed Book / Page	295 / 0792
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	545 W POINTE DR, ARLEY, AL 35541-2957
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000641/675
Date	Sep 18, 2019
Book Page	641/675

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	545 W POINTE DR, ARLEY, AL 35541-2957
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000659/156
Date	Dec 7, 2020
Book Page	659/156

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winston County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$121,840 (+15.8%)	$1,259,400 (+19.68%) Land $192,600 Building $1,066,800
2023	Additional exemption filed	$105,220	$1,052,280 Land $187,000 Building $865,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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