407 Studdard Dr, Clanton, AL 35045 Property Records

Chilton County property record for 407 Studdard Dr, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,495 sqft · built 1953
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$39,000 (Jul 2006)
Tax Bill	$662 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701011001004000`

Property Details

APN / Parcel Number

Primary APN	`1701011001004000`
Alternative APNs	`15310` `93740`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,495 sqft Adjusted Area
1st Floor Area	1,495 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	307 ft deep x 325 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15310
Street Address	407 STUDDARD DR
City	CLANTON
State	AL
Zip	35045-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR S/2-NE/4-NE/4 TH E 587.38 TO POB TH CONT W 295
Legal Range	14
Legal Township	21
Legal Section	01
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4003
Census Tract	60101

Owner

Source: Chilton County records · APN 1701011001004000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 STUDDARD DR, CLANTON, AL 35045-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2006 · Amount on Record
Deed Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	2006123648
Deed Book / Page	2006 / 123648
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 04, 2022
Property Address	407 STUDDARD DR, CLANTON, AL 35045-3811
Document Number	R2022/245039
Book / Page	R2022 / 245039
Instrument Date	Mar 23, 2022
Instrument	245039
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	269 MENAWA PASS, MILLBROOK, AL 36054-1761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 STUDDARD DR, CLANTON, AL 35045-3811

Mortgage

Document Number	0000245040
Date	Apr 04, 2022
Instrument	245040

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (+7.64%)	$30,980 (-3.19%) Land $5,220 Building $25,760	$154,900 (-3.19%) Land $26,100 Building $128,800
2024	$615.00 (+3.71%)	$32,000 (+3.29%) Land $5,220 Building $26,780
2023	$593.00 (-36.17%)	$30,980 (+157.95%) Land $5,220 Building $25,760	$160,000 (+33.22%) Land $26,100 Building $133,900
2022	$929.00	$12,010 Land $2,490 Building $9,520	$120,100 Land $24,900 Building $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.