401 Studdard Dr, Clanton, AL 35045 Property Records

Chilton County property record for 401 Studdard Dr, Clanton, AL 35045 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,647 sqft · built 1964
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$221,500 (Jul 2025)
Tax Bill	$709 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1701011001002000`

Property Details

APN / Parcel Number

Primary APN	`1701011001002000`
Alternative APNs	`15306` `82631`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Adjusted Area
1st Floor Area	1,647 sqft
Utility Area	112 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15306
Street Address	401 STUDDARD DR
City	CLANTON
State	AL
Zip	35045-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF SEC WLY TO W. RW STUDDARD DR & POB W.230
Legal Range	14
Legal Township	21
Legal Section	01
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4003
Census Tract	60101

Owner

Source: Chilton County records · APN 1701011001002000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP
Sep 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE CORP
Dec 15, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HAMILTON MORTGAGE CORP
Jul 06, 2017	Warranty Deed, Transfer · Commercial Mortgage CENTRAL STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2025268767
Deed Book / Page	2025 / 268767
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	R2013/179330
Record Updated	Jun 08, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 16, 2025
Property Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Document Number	R2025/268767
Book / Page	R2025 / 268767
Instrument Date	Jul 11, 2025
Instrument	268767
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 FRIENDSHIP CIR, CLANTON, AL 35045-9378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STUDDARD DR, CLANTON, AL 35045-3811

Mortgage

Document Number	0000268769
Date	Jul 16, 2025
Instrument	268769

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/231547
Date	Sep 03, 2020
Book Page	R2020/231547
Instrument	231547

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 15, 2017
Property Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Document Number	R2017/211774
Book / Page	R2017 / 211774
Instrument Date	Dec 15, 2017
Instrument	211774
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000211775
Date	Dec 15, 2017
Instrument	211775

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 06, 2017
Property Address	401 STUDDARD DR, CLANTON, AL 35045-3811
Document Number	R2017/208487
Book / Page	R2017 / 208487
Instrument Date	Jun 09, 2017
Instrument	208487
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MAE ST, CLANTON, AL 35045-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1606 7TH ST N, CLANTON, AL 35045-2145

Mortgage

Document Number	0000208489
Date	Jul 06, 2017
Instrument	208489

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (+7.59%)	$32,680 (-4.33%) Land $5,400 Building $27,280	$163,400 (-4.33%) Land $27,000 Building $136,400
2024	$659.00 (+1.07%) Additional exemption filed	$34,160 (+1.01%) Land $5,400 Building $28,760
2023	$652.00 (+19.85%)	$33,820 (+150.7%) Land $5,400 Building $28,420	$170,800 (+26.61%) Land $27,000 Building $143,800
2022	$544.00	$13,490 Land $2,560 Building $10,930	$134,900 Land $25,600 Building $109,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chilton County (01021C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010210601014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990, river or lake flooding, Severe Storms, Tornadoes & Flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Central Access	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

401 Studdard Dr, Clanton, AL 35045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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