Chilton County property record for 406 Studdard Dr, Clanton, AL 35045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,862 sqft · built 2006 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Oct 2020) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701011001004006 |
| Primary APN | 1701011001004006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,862 sqft Adjusted Area |
| 1st Floor Area | 1,397 sqft |
| Upper Floors Area | 1,465 sqft |
| Basement Area | 735 sqft |
| Finished Basement | 735 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 79,279 sqft (1.82 acres) |
| Lot Dimensions | 490 ft deep x 107 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Slab |
| Porch Area | 550 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 30919 |
|---|---|
| Street Address | 406 STUDDARD DR |
| City | CLANTON |
| State | AL |
| Zip | 35045-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NE COR OF S/2 OF NE/4 OF NE/4 NW.376.41 TO E. RW/L OF |
| Legal Range | 14 |
| Legal Township | 21 |
| Legal Section | 01 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | CLANTON |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 60101 |
Source: Chilton County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST |
| Nov 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2005 · Amount on Record |
| Deed Document Number | 2020232771 |
| Deed Book / Page | 2020 / 232771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Document Number | R2024/258743 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | R2024/258743 |
| Instrument | 258743 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 620 2ND AVE N, CLANTON, AL 35045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Nov 18, 2025 |
| Property Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Document Number | R2025/271427 |
| Book / Page | R2025 / 271427 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 271427 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 PRICE DR, CLANTON, AL 35046-4305 |
| Name | Verified Name |
|---|---|
| Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Oct 21, 2020 |
| Property Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Document Number | R2020/232771 |
| Book / Page | R2020 / 232771 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 232771 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 735 BEAR CREEK DR, GULF SHORES, AL 36542-3019 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 406 STUDDARD DR, CLANTON, AL 35045-3812 |
| Document Number | 0000232772 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 232772 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Municipality | Clanton City |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,260 (-4.59%) Land $7,160 Building $68,100 | $376,300 (-4.59%) Land $35,800 Building $340,500 | |
| 2024 | Additional exemption filed | $78,880 (+2.47%) Land $7,160 Building $71,720 | |
| 2023 | $76,980 Land $7,160 Building $69,820 | $394,400 Land $35,800 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 1990 · Severe Storms, Tornadoes & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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