408 Studdard Dr, Clanton, AL 35045 Property Records

Chilton County property record for 408 Studdard Dr, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,517 sqft · built 1987
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Mar 2019)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701011001004002`

Property Details

APN / Parcel Number

Primary APN	`1701011001004002`
Alternative APNs	`15312` `85541`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Adjusted Area
1st Floor Area	1,517 sqft
Basement Area	1,517 sqft
Utility Area	246 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	87,991 sqft (2.02 acres)
Lot Dimensions	612 ft deep x 125 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	390 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15312
Street Address	408 STUDDARD DR
City	CLANTON
State	AL
Zip	35045-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF S/2 OF NE/4 OF NE/4 S.282.948 TO POB CONT
Legal Range	14E
Legal Township	21N
Legal Section	01
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4015
Census Tract	60101

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 STUDDARD DR, CLANTON, AL 35045-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2019220324
Deed Book / Page	2019 / 220324
Last Transfer Date	May 2, 2023
Transfer Doc	0000254502
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Mar 6, 2019
Property Address	408 STUDDARD DR, CLANTON, AL 35045-3812
Document Number	R2019/220324
Book / Page	R2019 / 220324
Instrument Date	Mar 4, 2019
Instrument	220324
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STUDDARD DR, CLANTON, AL 35045-3812

Mortgage

Document Number	0000220326
Date	Mar 6, 2019
Instrument	220326

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (+7.28%)	$46,900 (-3.26%) Land $7,580 Building $39,320	$234,500 (-3.26%) Land $37,900 Building $196,600
2024	$961.00 (+3.56%) Additional exemption filed	$48,480 (+3.37%) Land $7,580 Building $40,900
2023	$928.00 (-38.99%)	$46,900 (+159.83%) Land $7,580 Building $39,320	$242,400 (+34.29%) Land $37,900 Building $204,500
2022	$1,521.00	$18,050 Land $3,510 Building $14,540	$180,500 Land $35,100 Building $145,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20