Okaloosa County property record for 407 Serene Ct, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,154 sqft · built 2007 |
| Lot Size | 0.184 acres (8,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,000 (Sep 2021) |
| Tax Bill | $4,987 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8088-0 |
| Primary APN | C56-000-598-8088-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,907 sqft |
| 1st Floor Area | 2,154 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,018 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Florida Room |
| Porch Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 SERENE CT |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD ESTATES LOT 26 BLK C |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | TRAILWOOD ESTATES |
| Legal Block | C |
| Legal Lot Number | 26 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20400 |
407 Serene Ct is owned by two individuals who bought it in September 2021.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12914 W FLEETWOOD LN, GLENDALE, AZ 85307-1911 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Oct 5, 2020 | Loan Modification, Mortgage · Conventional Mortgage THINK MUTUAL BK |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional with PMI THINK MUTUAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Oct 14, 2016 · Amount on File |
| Deed Document Number | 20213491530 |
| Deed Book / Page | 3576 / 1018 |
| Prior Transfer Date | Sep 1, 2008 |
| Prior Transfer Doc | 0028682861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 407 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0035761018 |
| Book / Page | 3576 / 1018 |
| Map Reference | MB 22 PG 1-3 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 3491530 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 636 RED FERN RD, 636, CRESTVIEW, FL 32536-5471 |
| Name | Verified Name |
|---|---|
| Address | 407 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Investor | Possibly a Property Investor |
| Document Number | 35761020 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 3576/1020 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 407 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0034993686 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 407 SERENE CT CRESTVIEW FL 325396964, CRESTVIEW, FL 32539-6964 |
| Document Number | 0034993686 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 003499/003686 |
| Instrument | 3400279 |
| Name | THINK MUTUAL BK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 21, 2020 |
| Property Address | 407 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0034764688 |
| Book / Page | 003476 / 004688 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 3374853 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 SERENE CT CRESTVIEW FL 325396964, CRESTVIEW, FL 32539-6964 |
| Document Number | 34764692 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 003476/004692 |
| Instrument | 3374856 |
| Name | THINK MUTUAL BK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
The 2025 property tax bill for 407 Serene Ct was $4,987.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,987.00 | $314,185 Land $25,835 Building $288,350 | $314,185 Land $25,835 Building $288,350 |
| 2023 | $4,688.00 (-7.37%) Homeowner's exemption | $331,371 (+6.6%) Land $21,949 Building $309,422 | $331,371 (+6.6%) Land $21,949 Building $309,422 |
| 2022 | $5,061.00 | $310,847 Land $20,513 Building $290,334 | $310,847 Land $20,513 Building $290,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Serene Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Serene Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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