Okaloosa County property record for 406 Serene Ct, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,467 sqft · built 2006 |
| Lot Size | 0.182 acres (7,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,500 (Jan 2022) |
| Tax Bill | $4,996 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8082-3 |
| Primary APN | C56-000-598-8082-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 2,467 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,926 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Florida Room |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 SERENE CT |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD ESTATES LOT 20 BLK C |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | TRAILWOOD ESTATES |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2015 · Amount on Record |
| Deed Document Number | 20223516853 |
| Deed Book / Page | 3596 / 2087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 406 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0035962087 |
| Book / Page | 3596 / 2087 |
| Map Reference | MB 22 PG 1-3 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 3516853 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | SETCO SERVICES LLC, SETCOR SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,348.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5332 WILLOW OAK DR, 5332, PACE, FL 32571-6279 |
| Name | Verified Name |
|---|---|
| Address | 6032 BARTLETT CT, FAYETTEVILLE, NC 28314-1678 |
| Document Number | 0035962089 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 3596/2089 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 406 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 406 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0034864034 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3486/4034 |
| Instrument | 3385465 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,996.00 (-8.33%) Homeowner's exemption | $356,725 (-5.74%) | $357,710 (-5.48%) Land $25,835 Building $331,875 |
| 2023 | $5,450.00 (-5.69%) Homeowner's exemption | $378,462 (+6.63%) Land $21,949 Building $356,513 | $378,462 (+6.63%) Land $21,949 Building $356,513 |
| 2022 | $5,779.00 | $354,944 Land $20,513 Building $334,431 | $354,944 Land $20,513 Building $334,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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