Okaloosa County property record for 405 Serene Ct, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,833 sqft · built 2008 |
| Lot Size | 0.182 acres (7,927 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2021) |
| Tax Bill | $3,625 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8089-8 |
| Primary APN | C56-000-598-8089-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,833 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,927 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 SERENE CT |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD ESTATES LOT 27 BLK C |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | TRAILWOOD ESTATES |
| Legal Block | C |
| Legal Lot Number | 27 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20400 |
405 Serene Ct is owned and occupied by an individual who bought it in June 2021.
Source: Okaloosa County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY LENDING GROUP LLC |
| Jul 30, 2018 | Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 20213463775 |
| Deed Book / Page | 3553 / 3660 |
| Prior Transfer Date | Apr 4, 2005 |
| Prior Transfer Doc | 0026090047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 405 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0035533660 |
| Book / Page | 3553 / 3660 |
| Map Reference | MB 22 PG 1 |
| Instrument Date | May 31, 2021 |
| Instrument | 3463775 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 SERENE CT, 405, CRESTVIEW, FL 32539-6964 |
| Name | Verified Name |
|---|---|
| Address | 405 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 35533662 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 3553/3662 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 405 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034850049 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 3485/49 |
| Instrument | 3383594 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 405 SERENE CT, CRESTVIEW, FL 32539-6964 |
| Document Number | 0033611129 |
| Book / Page | 003361 / 001129 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 3222944 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 SERENE CT CRESTVIEW FL 325396964, CRESTVIEW, FL 32539-6964 |
| Document Number | 33611131 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 003361/001131 |
| Instrument | 3222945 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
The 2025 property tax bill for 405 Serene Ct was $3,625 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,625.00 Homeowner's exemption | $270,371 Land $25,835 Building $244,536 | $270,371 Land $25,835 Building $244,536 |
| 2023 | $4,596.00 (+5.95%) | $284,153 (+6.64%) Land $21,949 Building $262,204 | $284,153 (+6.64%) Land $21,949 Building $262,204 |
| 2022 | $4,338.00 | $266,462 Land $20,513 Building $245,949 | $266,462 Land $20,513 Building $245,949 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Serene Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Serene Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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