404 Serene Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 404 Serene Ct, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 2021
Lot Size0.181 acres (7,926 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Mar 2021)
Tax Bill$2,544 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNC56-000-598-8081-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-8081-5
Alternative APN
  • 09-3N-23-1015-000C-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,238 sqft Heated Area
Gross Area1,549 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,926 sqft (0.181 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address404 SERENE CT
CityCRESTVIEW
StateFL
Zip32539-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILWOOD ESTATES LOT 19 BLK C
Legal Range23
Legal Township03N
Legal Section09
Legal SubdivisionTRAILWOOD ESTATES
Legal BlockC
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3003
Census Tract20400

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address404 SERENE CT, CRESTVIEW, FL 32539-6964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Aug 25, 2020Grant Deed, Transfer · Construction Mortgage
VICTORIA/NW FLORIDA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleMar 16, 2021 · Amount on Record
Deed Document Number0035321816
Deed Book / Page3532 / 1816
Last Transfer DateSep 4, 2025
Transfer Doc0003771694
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 16, 2021
Property Address404 SERENE CT, CRESTVIEW, FL 32539-6964
Document Number0035321816
Book / Page3532 / 1816
Map ReferenceMB 22 PG 1-3
Instrument DateMar 9, 2021
Instrument3438054
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyOKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2306 JAMES PEADEN RD, 2306, BAKER, FL 32531-7416

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SERENE CT, CRESTVIEW, FL 32539-6964

Mortgage

Document Number0035321817
DateMar 16, 2021
Instrument3532/1817
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateAug 25, 2020
Property Address404 SERENE CT, CRESTVIEW, FL 32539-6964
Document Number0034863102
Book / Page003486 / 003102
Instrument DateAug 21, 2020
Instrument3385292
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyOKALOOSA TITLE, OKALOOSA TITLE & ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2306 JAMES PEADEN RD BAKER FL 325317416, BAKER, FL 32531-7416

Mortgage

Document Number34863103
DateAug 25, 2020
Book Page003486/003103
Instrument3385293
Lender
NameVICTORIA/NW FLORIDA INC
Address17 SHADY LN, MARY ESTHER, FL 32569-1943
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 24, 2021

Mortgage

Document Number34863105,
DateAug 25, 2020
Book Page003486/003105
Instrument3385294
Lender
NameVICTORIA/NW FLORIDA INC
Address17 SHADY LN, MARY ESTHER, FL 32569-1943
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 24, 2021

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,544.00 (-4.04%) Homeowner's exemption$202,279 (-1.55%)$203,975 (-4.15%) Land $25,835 Building $178,140
2023$2,651.00 (+3.03%) Homeowner's exemption$205,461 (+3%)$212,808 (+6.68%) Land $21,949 Building $190,859
2022$2,573.00 Homeowner's exemption$199,477 Land $20,513 Building $178,964$199,477 Land $20,513 Building $178,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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