407 S Palm Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 407 S Palm Ave, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,336 sqft · built 1986
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Tax Bill$3,113 (2025)
Flood ZoneZone X (minimal risk)
APN28-38-06-80-4-9.A

Property Details

APN / Parcel Number

Primary APN28-38-06-80-4-9.A
Alternative APNs
  • 28-38-06-80-00004.0-0000.9A
  • 283806800000400009A0
  • 2847356

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,336 sqft Living Area
Gross Area3,338 sqft
1st Floor Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchFlorida Room
Porch Area462 sqft
Patio Area442 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number2847356
Street Address407 S PALM AVE
CityMELBOURNE BEACH
StateFL
Zip32951-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1RS
Legal DescriptionRIVER COLONY NORTHWEST SECTION LOT 9A BLK 4
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionRIVER COLONY NORTHWEST SECTION
Legal Block4
Legal Lot Number9A
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1009
Census Tract66101

Owner

407 S Palm Ave is owned and occupied by two individuals who acquired it in January 2003.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address407 S PALM AVE, MELBOURNE BEACH, FL 32951-2131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 15, 2003
Transfer Doc4802001541
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 407 S Palm Ave was $3,113 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,920 (+2.7%)$678,080 (-0.43%)
2025$3,113.00 Homeowner's exemption$239,460$681,040
2023$2,942.00 (+2.54%) Homeowner's exemption$225,950 (+3%)$701,600 (+9.53%) Land $330,000 Building $371,600
2022$2,869.00 Homeowner's exemption$219,370$640,530 Land $315,000 Building $325,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S Palm Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 S Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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