Brevard County property record for 403 S Palm Ave, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,882 sqft · built 1984 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Dec 2019) |
| Tax Bill | $6,724 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-06-80-3-9.A |
| Primary APN | 28-38-06-80-3-9.A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| Gross Area | 2,727 sqft |
| 1st Floor Area | 1,882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 362 sqft |
| Deck Area | 765 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 2847354 |
|---|---|
| Street Address | 403 S PALM AVE |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1RS |
| Legal Description | RIVER COLONY NORTHWEST SECTION LOT 9A BLK 3 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | RIVER COLONY NORTHWEST SECTION |
| Legal Block | 3 |
| Legal Lot Number | 9A |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 S PALM AVE, MELBOURNE BEACH, FL 32951-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 3, 2018 | Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on Record |
| Deed Sale | Dec 6, 2019 · Amount on Record |
| Prior Sale | Jan 21, 2004 · Amount on Record |
| Deed Document Number | 2019265394 |
| Deed Book / Page | 8607 / 1566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 403 S PALM AVE, MELBOURNE BEACH, FL 32951-2104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 403 S PALM AVE, MELBOURNE, FL 32951-2104 |
| Document Number | 0093382679 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 9338/2679 |
| Instrument | 2021310024 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 403 S PALM AVE, MELBOURNE BEACH, FL 32951-2104 |
| Document Number | 0086071566 |
| Book / Page | 8607 / 1566 |
| Map Reference | MB 17 PG 56 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019265394 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PARADISE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 S READING WAY, 4107, DENVER, CO 80237-2107 |
| Name | Verified Name |
|---|---|
| Address | 403 S PALM AVE, MELBOURNE BEACH, FL 32951-2104 |
| Document Number | 2019265395 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019265395 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 3, 2018 |
| Property Address | 403 S PALM AVE, MELBOURNE BEACH, FL 32951-2104 |
| Document Number | 0080612996 |
| Book / Page | 008061 / 002996 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 1342 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,219.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8480 E ORCHARD RD #1100 GREENWOOD VILLAGE CO 801115015, 1100, GREENWOOD VILLAGE, CO 80111-5015 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,250 (+2.7%) | $664,620 (-0.92%) | |
| 2025 | $6,724.00 (+5.24%) Homeowner's exemption | $479,310 (+5.98%) | $670,770 (-2.51%) |
| 2023 | $6,389.00 (+1.64%) Homeowner's exemption | $452,250 (+3%) | $688,050 (+8.17%) Land $330,000 Building $358,050 |
| 2022 | $6,286.00 Homeowner's exemption | $439,080 | $636,100 Land $315,000 Building $321,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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