304 S Palm Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 304 S Palm Ave, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,498 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Aug 2018)
Tax Bill	$11,556 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-06-80-M-15`

Property Details

APN / Parcel Number

Primary APN	`28-38-06-80-M-15`
Alternative APNs	`28-38-06-80-0000M.0-0015.00` `2847340`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,498 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	2,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	796 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	558 sqft
Deck Area	456 sqft
Patio Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847340
Street Address	304 S PALM AVE
City	MELBOURNE BEACH
State	FL
Zip	32951-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1RS
Legal Description	RIVER COLONY NORTHWEST SECTION LOT 15 BLK M
Legal Range	38E
Legal Township	28S
Legal Section	06
Legal Subdivision	RIVER COLONY NORTHWEST SECTION
Legal Block	M
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1003
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 S PALM AVE, MELBOURNE BEACH, FL 32951-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Dec 13, 2010 · Amount on Record
Deed Document Number	2018176205
Deed Book / Page	8231 / 1716
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 6, 2018
Property Address	304 S PALM AVE, MELBOURNE BEACH, FL 32951-2130
Document Number	0082311716
Book / Page	8231 / 1716
Map Reference	MB 17 PG 56
Instrument Date	Jul 20, 2018
Instrument	2018176205
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 S PALM AVE, 304, MELBOURNE BEACH, FL 32951-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S PALM AVE, MELBOURNE BEACH, FL 32951-2130

Mortgage

Document Number	2018176206
Date	Aug 6, 2018
Instrument	2018176206

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,740 (+2.7%)	$1,086,310 (-2.99%)
2025	$11,556.00 (+5.04%) Homeowner's exemption	$800,140 (+5.99%)	$1,119,790 (-2.41%) Land $330,000 Building $789,790
2023	$11,001.00 (+1.33%) Homeowner's exemption	$754,950 (+3%)	$1,147,470 (+13.3%) Land $330,000 Building $817,470
2022	$10,857.00 Homeowner's exemption	$732,970	$1,012,750 Land $315,000 Building $697,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20