302 S Palm Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 302 S Palm Ave, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,764 sqft · built 2013
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jun 2012)
Tax Bill$5,961 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-06-80-M-14

Property Details

APN / Parcel Number

Primary APN28-38-06-80-M-14
Alternative APNs
  • 28-38-06-80-0000M.0-0014.00
  • 2847339

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,717 sqft
1st Floor Area1,764 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions120 ft deep x 105 ft wide
Garage TypeAttached
Garage Area457 sqft
PorchFinished/Open Porch
Porch Area496 sqft
Deck Area541 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847339
Street Address302 S PALM AVE
CityMELBOURNE BEACH
StateFL
Zip32951-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1RS
Legal DescriptionRIVER COLONY NORTHWEST SECTION LOT 14 BLK M
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionRIVER COLONY NORTHWEST SECTION
Legal BlockM
Legal Lot Number14
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1003
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 S PALM AVE, MELBOURNE BEACH, FL 32951-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2012 · Amount on Record
Deed SaleJun 4, 2012 · Amount on Record
Prior SaleDec 14, 2004 · Amount on Record
Deed Document Number2012107117
Deed Book / Page6612 / 2941
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address302 S PALM AVE, MELBOURNE BEACH, FL 32951-2130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 S PALM AVE, MELBOURNE BEACH, FL 32951-2130

Mortgage

Document Number0089881111
DateJan 21, 2021
Book Page8988/1111
Instrument2021015443
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address302 S PALM AVE, MELBOURNE BEACH, FL 32951-2130
Document Number0089880111
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address302 S PALM AVE MELBOURNE BEACH FL 329512130, MELBOURNE BEACH, FL 32951-2130

Mortgage

Document Number0089880111
DateJan 21, 2021
Book Page008988/000111
Instrument15443
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 20, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,180 (+2.7%)$725,710 (-2.74%)
2025$5,961.00 (+5.3%) Homeowner's exemption$428,610 (+5.98%)$746,190 (-1.48%) Land $330,000 Building $416,190
2023$5,661.00 (+18.58%) Homeowner's exemption$404,410 (+18.3%)$757,380 (+18.6%) Land $330,000 Building $427,380
2022$4,774.00 Homeowner's exemption$341,840$638,600 Land $315,000 Building $323,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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