Webb County property record for 402 Placido Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,287 sqft · built 2022 |
| Lot Size | 0.155 acres (6,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,500 (May 2022) |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-86004-240 |
| Primary APN | 989-86004-240 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,287 sqft Living Area |
| Gross Area | 2,697 sqft |
| 1st Floor Area | 1,193 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,760 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 402 PLACIDO DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-4278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 4 LOT 24 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA PAZ SUBD. |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1727 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 4, 2025 | Vendor's Lien, Transfer 359 GATOR POINT A SERIES OF ALTEX T |
| May 2, 2022 | Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 20221466434 |
| Deed Book / Page | 5265 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 005532/128 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 5532/128 |
| Instrument | 1510578 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Dec 4, 2025 |
| Property Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 005949/692 |
| Book / Page | 5949 / 692 |
| Map Reference | VOL 43 PG 31 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 1574422 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 0001574423 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 1574423 |
| Name | 359 GATOR POINT A SERIES OF ALTEX T |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | May 2, 2022 |
| Property Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 005265/116 |
| Book / Page | 5265 / 116 |
| Map Reference | VOL 38 PG 57-60 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 1466434 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 0001466435 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 1466435 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,677 (-0.56%) Land $104,104 Building $269,573 | $373,677 (-0.56%) Land $104,104 Building $269,573 | |
| 2025 | $1,901.00 (-19.18%) Homeowner's exemption | $375,767 (+0.96%) Land $104,104 Building $271,663 | $375,767 (+0.96%) Land $104,104 Building $271,663 |
| 2024 | $2,352.00 (+342.94%) | ||
| 2023 | $372,178 Land $90,111 Building $282,067 | $372,178 Land $90,111 Building $282,067 | |
| 2022 | $531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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