Champaign County property record for 407 N Harrison St, Philo, IL 61864 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 934 sqft · built 1907 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,027 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-102-002 |
| Primary APN | 19-27-23-102-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 934 sqft Living Area |
| Gross Area | 1,798 sqft |
| 1st Floor Area | 486 sqft |
| Basement Area | 144 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,800 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 208 sqft |
| Heating System | Central |
|---|
| Street Address | 407 N HARRISON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5, 6 BLOCK 2 HALES, E.B., 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-102-002
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 N HARRISON ST, PHILO, IL 61864-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 N HARRISON ST, PHILO, IL 61864-9506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000106 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2026R00106 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 04, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 N HARRISON ST, PHILO, IL 61864-9506 |
| Document Number | 0000011126 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 N HARRISON ST PHILO IL 618649506, PHILO, IL 61864-9506 |
| Document Number | 0000011126 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 11126 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jun 21, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 N HARRISON ST, PHILO, IL 61864-9506 |
| Document Number | 0000001506 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 N HARRISON ST PHILO IL 618649506, PHILO, IL 61864-9506 |
| Document Number | 0000001506 |
|---|---|
| Date | Feb 01, 2019 |
| Instrument | 1506 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2034 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,380 (+25.02%) Land $3,250 Building $113,130 | $349,140 (+25.02%) Land $9,750 Building $339,390 | |
| 2024 | $6,027.00 (+8.95%) | ||
| 2022 | $5,532.00 Homeowner's exemption | $93,090 Land $2,600 Building $90,490 | $279,270 Land $7,800 Building $271,470 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Pavlov Media | Fiber | 8,000 / 8,000 |
| MCC Network Services | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: MFWireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
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