302 N Harrison St, Philo, IL 61864 Property Records

Champaign County property record for 302 N Harrison St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Sep 2020)
Tax Bill$2,787 (2024)
Deeds & MortgagesAug 2021 Mortgage
Sep 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN19-27-23-106-004

Property Details

APN / Parcel Number

Primary APN19-27-23-106-004

Exterior

Lot Area12,000 sqft (0.275 acres)

Location & Zoning

Street Address302 N HARRISON ST
CityPHILO
StateIL
Zip61864-9205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 6 HALES, E.B., 1ST ADD
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionHALES, E.B., 1ST ADD
Legal Block6
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1009
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-106-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address302 N HARRISON ST, PHILO, IL 61864-9205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Sep 30, 2020Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Deed Document Number202020084
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address302 N HARRISON ST, PHILO, IL 61864-9205
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018749
DateAug 05, 2021
Instrument2021R18749
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 30, 2020
Property Address302 N HARRISON ST, PHILO, IL 61864-9205
Document Number0000020084
Map ReferenceDD 15 PGO 428
Instrument DateSep 28, 2020
Instrument2020R20084
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 N HARRISON ST, PHILO, IL 61864-9205

Mortgage

Document Number0000020085
DateSep 30, 2020
Instrument2020R20085
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 28, 2021

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$57,330 (+25.01%) Land $3,250 Building $54,080$171,990 (+25.01%) Land $9,750 Building $162,240
2024$2,787.00 (+10.07%)
2022$2,532.00 Homeowner's exemption$45,860 Land $2,600 Building $43,260$137,580 Land $7,800 Building $129,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
MCC Network Services
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AMG Technology Investment Group
Fixed Wireless
500 / 100

May also be available: MFWireless.

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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