Champaign County property record for 207 N Harrison St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.192 acres (8,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,500 (Aug 2012) |
| Tax Bill | $1,158 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-108-007 |
| Primary APN | 19-27-23-108-007 |
|---|
| Lot Area | 8,375 sqft (0.192 acres) |
|---|
| Street Address | 207 N HARRISON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 8 HALES, E.B., 1ST ADD AND OTHER LAND |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10901 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 N HARRISON ST, PHILO, IL 61864-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage PHILO EXCHANGE BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage PHILO EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2012 · Amount on Record |
| Deed Sale | Aug 16, 2012 · Amount on Record |
| Deed Document Number | 201220653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 207 N HARRISON ST, PHILO, IL 61864-9203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 207 N HARRISON ST, PHILO, IL 61864-9203 |
| Document Number | 0000005143 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022R05143 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate | 2.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 207 N HARRISON ST, PHILO, IL 61864-9203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 207 N HARRISON ST, PHILO, IL 61864-9203 |
| Document Number | 0000019565 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021R19565 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2022 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,630 (+25.02%) Land $3,250 Building $24,380 | $82,890 (+25.02%) Land $9,750 Building $73,140 | |
| 2024 | $1,158.00 (+13.31%) | ||
| 2022 | $1,022.00 Homeowner's exemption | $22,100 Land $2,600 Building $19,500 | $66,300 Land $7,800 Building $58,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless.
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