401 N Harrison St, Philo, IL 61864 Property Records

Champaign County property record for 401 N Harrison St, Philo, IL 61864 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,032 sqft · built 1895
Lot Size0.353 acres (15,360 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (May 2012)
Tax Bill$2,467 (2024)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-27-23-102-007

Property Details

APN / Parcel Number

Primary APN19-27-23-102-007

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,032 sqft Living Area
Gross Area2,534 sqft
Basement Area1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleA-Frame
Construction TypeFrame
Lot Area15,360 sqft (0.353 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 N HARRISON ST
CityPHILO
StateIL
Zip61864-9228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 CRAVEN REPLAT LTS 11, 12 AND S1/2 LTS 5 AND 6 BLK 2 HALES 1ST ADD
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionHALES 1ST ADD
Legal Block2
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1007
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-102-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 N HARRISON ST, PHILO, IL 61864-9228
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2012 · Amount on Record
Deed SaleMay 04, 2012 · Amount on Record
Prior SaleMar 02, 2005 · Amount on Record
Deed Document Number201211025
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address401 N HARRISON ST, PHILO, IL 61864-9228
Transaction TypeMortgage
Record UpdatedMay 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 N HARRISON ST, PHILO, IL 61864-9228

Mortgage

Document Number0000007522
DateApr 28, 2022
Instrument2022R07522
Lender
NameFISHER NATIONAL BANK
TypeBank
AddressCHAMPAIGN, IL 61822
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$51,490 (+25.04%) Land $3,250 Building $48,240$154,470 (+25.04%) Land $9,750 Building $144,720
2024$2,467.00 (+10.43%)
2022$2,234.00 Homeowner's exemption$41,180 Land $2,600 Building $38,580$123,540 Land $7,800 Building $115,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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