407 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 407 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1968
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2025)
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Nov 2025 Sale Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24 00060-0000-00015-05-C011`

Property Details

APN / Parcel Number

Primary APN	`24 00060-0000-00015-05-C011`
Alternative APN	`24-00060-0000-00015-05-C0011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,152 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	240006000000001505C011
Street Address	407 E MILLSTREAM RD
City	NEW EGYPT
State	NJ
Zip	08533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	30%
Legal Block	60
Legal Lot Number	15.5
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 DENOW RD, LAWRENCE TOWNSHIP, NJ 08648-1503
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed, Transfer REAL TITLE SOLUTIONS, E TITLE SOLUTIONS
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	202586713
Deed Book / Page	20183 / 136
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 3, 2025
Property Address	407 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0201830136
Book / Page	20183 / 136
Instrument Date	Oct 31, 2025
Instrument	2025086713
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	REAL TITLE SOLUTIONS, E TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 TALBOT WAY # WAY2310A, WAY2310A, HAMILTON, NJ 08691-3382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DENOW RD, LAWRENCE, NJ 08648-1503

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	407 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0178941435
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E MILLSTREAM RD CREAM RIDGE NJ 085142414, CREAM RIDGE, NJ 08514-2414

Mortgage

Document Number	0178941435
Date	May 20, 2020
Book Page	017894/001435
Instrument	51011

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,200 (+155.6%) Land $140,000 Building $348,200	$488,200 (+155.6%) Land $140,000 Building $348,200
2025	$6,698.00 (+12.72%)	$191,000 (-) Land $65,000 Building $126,000	$191,000 (-) Land $65,000 Building $126,000
2024	$5,942.00 (+12.33%)
2023		$191,000 Land $65,000 Building $126,000	$191,000 Land $65,000 Building $126,000
2022	$5,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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