401 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 401 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 716 sqft · built 1968
Lot Size	0.035 acres (1,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Apr 2013)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`24 00060-0000-00015-02-C008`

Property Details

APN / Parcel Number

Primary APN	`24 00060-0000-00015-02-C008`
Alternative APN	`24-00060-0000-00015-02-C0008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	716 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,526 sqft (0.035 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	240006000000001502C008
Street Address	401 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	31%
Legal Subdivision	MILLSTREAM ROAD CONDO
Legal Block	60
Legal Lot Number	15.2
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
May 16, 2018	Quit Claim Deed, Mortgage · Conventional with PMI GREENTREE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2013 · Amount on Record
Deed Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	201335627
Deed Book / Page	15489 / 1264
Last Transfer Date	Apr 26, 2018
Transfer Doc	0171170732
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jul 1, 2021
Property Address	401 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0185590442
Book / Page	18559 / 442
Map Reference	MB 4762 PG 478
Instrument Date	Apr 10, 2021
Instrument	2021098184
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414

Mortgage

Document Number	2021098185
Date	Jul 1, 2021
Instrument	2021098185

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	May 16, 2018
Property Address	401 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0171170725
Book / Page	017117 / 000725
Instrument Date	Apr 26, 2018
Instrument	47875
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	NATIONAL TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 E MILLSTREAM RD CREAM RIDGE NJ 085142414, CREAM RIDGE, NJ 08514-2414

Mortgage

Document Number	171170732
Date	May 16, 2018
Book Page	017117/000732
Instrument	47876

Lender

Name	GREENTREE MTG
Type	Mortgage Company
Address	GIBBSBORO, NJ 08026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,000 (+225.83%) Land $140,000 Building $251,000	$391,000 (+225.83%) Land $140,000 Building $251,000
2025	$4,208.00 (+12.72%)	$120,000 (-) Land $65,000 Building $55,000	$120,000 (-) Land $65,000 Building $55,000
2024	$3,733.00 (+12.3%)
2023		$120,000 Land $65,000 Building $55,000	$120,000 Land $65,000 Building $55,000
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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