403 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 403 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 716 sqft · built 1968
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2017)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 00060-0000-00015-03-C009`

Property Details

APN / Parcel Number

Primary APN	`24 00060-0000-00015-03-C009`
Alternative APN	`24-00060-0000-00015-03-C0009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	716 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	240006000000001503C009
Street Address	403 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	20%
Legal Subdivision	MILLSTREAM ROAD
Legal Block	60
Legal Lot Number	15.3
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Prior Sale	Mar 24, 1999 · Amount on Record
Deed Document Number	20176326
Last Transfer Date	Apr 7, 2022
Transfer Doc	0189970283
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Apr 18, 2022
Property Address	403 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0189970283
Book / Page	18997 / 283
Instrument Date	Apr 7, 2022
Instrument	2022046708
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 E MILLSTREAM RD, 403, CREAM RIDGE, NJ 08514-2414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414

Mortgage

Document Number	2022046709
Date	Apr 18, 2022
Instrument	2022046709

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 18, 2017
Property Address	403 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0166341110
Book / Page	016634 / 001110
Instrument Date	Dec 30, 2016
Instrument	6326
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E MILLSTREAM RD CREAM RIDGE NJ 085142414, CREAM RIDGE, NJ 08514-2414

Mortgage

Document Number	166341115,
Date	Jan 18, 2017
Book Page	016634/001115
Instrument	6327

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,800 (+405.96%) Land $140,000 Building $309,800	$449,800 (+405.96%) Land $140,000 Building $309,800
2025	$3,118.00 (+12.77%)	$88,900 (-) Land $32,500 Building $56,400	$88,900 (-) Land $32,500 Building $56,400
2024	$2,765.00 (+12.31%)
2023		$88,900 Land $32,500 Building $56,400	$88,900 Land $32,500 Building $56,400
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on E Millstream Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures