405 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 405 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,484 sqft · built 1968
Lot Size	0.081 acres (3,510 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Oct 2025)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`24 00060-0000-00015-04-C010`

Property Details

APN / Parcel Number

Primary APN	`24 00060-0000-00015-04-C010`
Alternative APN	`24-00060-0000-00015-04-C0010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,484 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,510 sqft (0.081 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	240006000000001504C010
Street Address	405 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	19%
Legal Subdivision	MILLSTREAM ROAD
Legal Block	60
Legal Lot Number	15.4
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Sep 23, 2009 · Amount on Record
Deed Document Number	202577583
Deed Book / Page	20151 / 990
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 1, 2025
Property Address	405 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Document Number	0201510990
Book / Page	20151 / 990
Instrument Date	Sep 3, 2025
Instrument	2025077583
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	UNITAS TITLE AGENCY LLC, UNITED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 GALLEY WAY, LITTLE EGG HARBOR TWP, NJ 08087-3664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,700 (+136.71%) Land $140,000 Building $203,700	$343,700 (+136.71%) Land $140,000 Building $203,700
2025	$5,092.00 (+12.73%)	$145,200 (-) Land $65,000 Building $80,200	$145,200 (-) Land $65,000 Building $80,200
2024	$4,517.00 (+7.16%)	$145,200 (-) Land $65,000 Building $80,200	$145,200 (-) Land $65,000 Building $80,200
2023	$4,215.00 (+4.8%)	$145,200 Land $65,000 Building $80,200	$145,200 Land $65,000 Building $80,200
2022	$4,022.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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