403 E Jefferson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 403 E Jefferson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,046 sqft · built 1891
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40000062506500`

Property Details

APN / Parcel Number

Primary APN	`40000062506500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,046 sqft Living Area
1st Floor Area	2,195 sqft
Basement Area	707 sqft
Unfinished Basement	707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	148 ft deep x 58 ft wide
Garage Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E JEFFERSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	LOT 7 EXCEP SE 8 FEET. O.P. BLOCK 25 CITY OF GRAND LEDGE PA 293 OF 1976-$6000
Legal Subdivision	ORIGINAL PLAT CITY OF GRAND LEDGE
Legal Block	25
Legal Lot Number	7
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	2
Census Block	2003
Census Tract	20402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Jul 6, 2026
Property Address	403 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Document Number	0000000863
Book / Page	3199 / 1241
Instrument Date	Jun 9, 2026
Instrument	2026863
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749

Mortgage

Document Number	0000000863,
Date	Jul 6, 2026
Book Page	3199/1241
Instrument	2026863

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	403 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749

Mortgage

Document Number	002993/833
Date	Mar 28, 2022
Book Page	2993/833

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,800 (+24.8%)	$225,568 (+13.69%) Land $27,146 Building $198,422
2025	$3,869.00 (-61.43%)
2023		$99,200	$198,400
2022	$10,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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