407 E Franklin St, Bloomfield, IA 52537 Property Records

Davis County property record for 407 E Franklin St, Bloomfield, IA 52537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1996
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2010)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01012870`

Property Details

APN / Parcel Number

Primary APN	`01012870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Basement Area	1,420 sqft
Finished Basement	1,000 sqft
Unfinished Basement	420 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	250 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	407 E FRANKLIN ST
City	BLOOMFIELD
State	IA
Zip	52537-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 28
Legal Subdivision	BLOOMFIELD
Legal Block	28
Legal Lot Number	8
Jurisdiction	DAVIS IA
Township / Civil Division	BLOOMFIELD
Census Block Group	5
Census Block	5029
Census Tract	80100

Owner

407 E Franklin St is owned and occupied by an individual who acquired it in March 2011.

Source: Davis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2010 · Amount on File
Deed Sale	May 17, 2010 · Amount on File
Prior Sale	Mar 15, 2007 · Amount on File
Deed Document Number	2010534
Deed Book / Page	158 / 293
Last Transfer Date	Mar 2, 2011
Transfer Doc	0163/0783
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS IA
Property Address	407 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000220/0000000323
Date	Oct 19, 2018
Book Page	0000000220/0000000323
Instrument	E18-0360

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Franklin St was $5,752 with a homeowner's exemption, down 0.9% from the year before.

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Davis County
Municipality	Bloomfield City
Unified School District	Davis County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,240 (-) Land $9,750 Building $270,490	$280,240 (-) Land $9,750 Building $270,490
2025	$5,752.00 (-0.93%) Homeowner's exemption	$280,240 Land $9,750 Building $270,490	$280,240 Land $9,750 Building $270,490
2024	$5,806.00
2023		$259,980 (+10.5%) Land $9,750 Building $250,230	$259,980 Land $9,750 Building $250,230
2022	$5,718.00 Homeowner's exemption	$235,280 Land $9,750 Building $225,530
2021			$235,280 Land $9,750 Building $225,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20