404 E Franklin St, Bloomfield, IA 52537 Property Records

Davis County property record for 404 E Franklin St, Bloomfield, IA 52537

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,326 sqft · built 1927
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$47,500 (Oct 2025)
Tax Bill$2,280 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01007850

Property Details

APN / Parcel Number

Primary APN01007850

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address404 E FRANKLIN ST
CityBLOOMFIELD
StateIA
Zip52537-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 29
Legal SubdivisionTHE ORIGINAL TOWN BLOOMFIELD
Legal Block29
Legal Lot Number3
JurisdictionDAVIS IA
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4003
Census Tract80100

Owner

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1104 E FRANKLIN ST, BLOOMFIELD, IA 52537-1741
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH OTTUMWA SAVINGS BANK
Jun 17, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
SUCCESS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleJun 18, 2025 · Amount on Record
Deed Document Number20251500
Prior Transfer DateMay 14, 2025
Prior Transfer Doc0000000891
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS IA
Property Address404 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020251501
DateOct 16, 2025
Instrument2025-1501
Lender
NameSOUTH OTTUMWA SAVINGS BANK
TypeBank
AddressOTTUMWA, IA 52501
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIS IA
Recording DateJun 17, 2019
Property Address404 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631
Document Number225/116
Book / Page225 / 116
Instrument DateMay 9, 2019
Instrument2019-0796
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21317 LILAC AVE, BLOOMFIELD, IA 52537-7880

Mortgage

Document Number000225/119
DateJun 17, 2019
Book Page225/119
Instrument2019-0797
Lender
NameSUCCESS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDavis County
MunicipalityBloomfield City
Unified School DistrictDavis County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,780 (-) Land $9,000 Building $97,780$106,780 (-) Land $9,000 Building $97,780
2025$2,280.00 (-1.26%)$106,780 (+8.35%) Land $9,000 Building $97,780$106,780 (+8.35%) Land $9,000 Building $97,780
2024$2,309.00 (+1.01%)
2023$98,550 (+8.91%) Land $9,000 Building $89,550$98,550 (+8.91%) Land $9,000 Building $89,550
2022$2,286.00$90,490 Land $9,000 Building $81,490
2021$90,490 Land $9,000 Building $81,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD MUNI WATER DEPT
serves 2,792 people · EPA ID IA2613019
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionJan 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Citizens Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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